Protection and insurance
Insure My Trip - Travel Insurance Quotes
Compare Insurance Quotes and Get the Best Quote
You never know what will happen before you take your vacation! Whether one stop or multiple ports of call, find the best options for you. And always check with your credit card company for any insurance they offer when using it to pay! But if it isn't enough for you and your needs, get more. This is YOUR responsibility, and no one else's. The large OTAs offer insurance, but it is often not worth the money as they have so many stipulations where it isn't valid.
And you can sometimes buy the same policy online for less!
Insuremytrip.com will allow you to find the best options.
Don't forget to insure your trip AND get the best service with direct contact at Houfy!
Which insurance companies cover Vacation Rental Properties?
If you are regularly renting out a vacation home or investment property, this would also require a landlord or rental dwelling policy. ... The policy also includes liability coverage; if a tenant or one of their guests gets hurt on the property, it would cover legal fees and medical expenses.
Having Short-Term Rental Insurance makes all the difference. When someone short-term rents a property on Airbnb or VRBO they are a guest and the owner needs short-term rental insurance coverage. Without adequate short-term rental insurance, you're exposing yourself financially to liability and property damage issues.
Airbnb also provides a free “host guarantee” that covers damage to the host's home or property caused by a guest, up to $1 million, subject to numerous terms and conditions. But this is not insurance, and Airbnb states that it “should not be considered a replacement or stand-in for homeowners or renters insurance.”
VRBO will continue to look at options to further protect owners against the unexpected challenges involved with managing a vacation rental. Please note, $1M Liability Insurance does not cover damage caused by a traveler to your own property.
Houfy and Host protection
Houfy does not provide insurance policies for hosts.
Hosts can set damage deposit requirements at Houfy to secure themselves against damages.
Additionally Hosts should review their home-owners insurance policies and make sure they are properly protected against large damages. (Short term rental liability insurance incl. personal liability insurance)
Guests can insure themselves with travelers insurances for example Insuremytrip or Generali Global Assistance Policy.